Archive for January, 2008

TCA - Taos Center for the Arts Schedule

TCA - Taos Center for the Arts Schedule

Taos Center for the Arts

January 30, 2008

FILM:
SAVING THE AMERICAN WILD HORSE
Saturday, February 2
7 p.m.

Taos Community Auditorium. There is no admission charge for this film, but donations are accepted.
“The American Wild Horse examines the politics behind the Bureau of Land Management’s controversial policies regarding wild horses on public lands and questions the fate [...]

Is it a Good Time to Buy Taos Real Estate?

Is it a Good Time to Buy Taos Real Estate?

It’s early 2008, and the statistics show that Taos real estate sales were down anywhere from 25% to 40% last year from the previous year.  It varies by area and by how you break out the statistics, with gross sales dollars not down as much as the number of transactions.
With most of the country predicting [...]

The Motherlode Saloon for Texas HonkyTonk & Dancing

The Motherlode Saloon for Texas HonkyTonk & Dancing

Red River is a great little ski town, with old west flavor. We love to go up there to dance on the really large dance floor at the Motherlode Saloon.  For more on the Motherlode, click the image below.

– Weather When Posted –Temperature: 50°F;Humidity: 86%;Heat Index: 50°F;Wind Chill: 50°F;Pressure: 30.43 in.;

Mortgage Companies for Taos Real Estate

Mortgage Companies for Taos Real Estate

Here are contact numbers and some web sites for the major local lending sources:

Company
Phone
Email
Website

 
 
 
 

Arriba Mortgage
575-751-9001

 

Centinel Bank of Taos
575-758-6761
 
 

Delta Mortgage
575-758-5363

 

Dimond Mortgage
800-913-5306
 
www.dimondmortgage.com

Gravelle Mortgage
866-758-0100
 
www.gravelleloans.com

Peoples Bank
575-758-4500
 
www.bankingunusual.com

Taos Lending Team
575-751-4641
 
 

Wells Fargo Home Mortgage
575-751-4206
 
 

Taos Homeowner Insurance Premium Reductions

Taos Homeowner Insurance Premium Reductions

Through the diligent efforts of our fire department, the homeowner insurance premiums for Town of Taos residents should be going down soon by 5% to 10%.
This story in the Taos News describes the process for upgrading the Town fire rating.  This recently was accomplished with an upgrade from a rating of 5 to a 4, [...]

Taos, NM Area Insurance Companies

Taos, NM Area Insurance Companies

Here is a list of local insurance companies to contact regarding homeowner insurance:

Company
Phone
Email
Website

Allstate
575-758-3308

Email

www.allstate.com

Brown & Brown Insurance
575-758-2244
Email

Beaudry Insurance
575-758-8106
Email

State Farm Insurance
866-615-2345
Email

www.wandaquintana.com

Jack Cruz Hopkins
575-758-4618
Email

Home Insurance in Rural Taos Areas

Home Insurance in Rural Taos Areas

Those purchasing homes in the Taos real estate market can get surprised by their homeowner insurance premiums.  The distance to the nearest water source for fire is the culprit in many cases.  When we come to terms on a purchase agreement for a home, one of my first concerns is to have the buyer(s) contact [...]

Current NM Mortgage Rates - 1/24/2008

Current NM Mortgage Rates - 1/24/2008

 

Best mortgage rates for January 24, 2008 in New Mexico

CONFORMING

Rate

APR

Margin

15-Year Fixed

4.750

5.121

N/A

30-Year Fixed

5.000

5.172

N/A

5/1 ARM

4.625

5.074

2.25

Conforming rates based on a $200,000 loan amount with a property value of $300,000.Single family residence located in New Mexico to be used as a primary home. Assumes the borrower will document income and pay points less than 2%. Interest rates shown are [...]

Inger Jirby Gallery - Colorful and Fun

Inger Jirby Gallery - Colorful and Fun

As far as Taos art galleries go, the Inger Jirby Gallery should be on your must-see list. On historic Ledoux Street, just behind Taos Plaza, the gallery greets you with a colorful entrance. The artwork is very much about color, and about Taos.
Inger is there a lot, so you can probably get your [...]

Survey or ILR - What’s the Difference?

Survey or ILR - What’s the Difference?

When purchasing land or homes in the Taos real estate market, a surveyor will be doing some work on behalf of the buyer(s) and the title insurance company. Whether they are doing a “survey” or an “Improvement Location Report” depends on:

Whether there has been a survey within the last 10 years or so.
The negotiations [...]